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7642 Bent Tree Loop

St Cloud, FL 34773
  • $366,900
  • STATUS: Active
  • ON SITE: 113 Days
  • MLS #: O6418564
Open House
UPDATED: 75 min ago
$366,900
  • 3
    BEDS
  • 0.14
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,780
    SQFT
  • $206
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2026
County:

School Information

Elementary School:
Middle School:
High School:

Description

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $366,900 CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-10-12T12:44:13.743.
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7642 Bent Tree Loop St Cloud, FL 34773

  • Price: $366,900
  • Status: Active
  • On Site: 113 Days
  • Updated: 75 min ago
  • MLS #: O6418564
3
Beds
2
Baths
0
½ Baths
0.14
Acres
1,780
SQFT
$206
$/SQFT
2026
Built
Neighborhood:
Harmony Central Ph 2
County:
Osceola
Area:
St Cloud (Harmony)
Elementary School:
Harmony Community School (K-5)
Middle School:
Harmony Middle
High School:
Harmony High
Property Description
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $366,900 CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces East Exterior Features Irrigation SystemSidewalk Foundation Details Slab Open Parking YN Yes Parking Features Driveway Pool Private Yn No Road Surface Type Asphalt Roof Shingle Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Yn No

Interior Features

Appliances DishwasherElectric Water HeaterMicrowaveRange Building Area Total 2122 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetTile Furnished Unfurnished Heating Electric Heating YN Yes Interior Features Ceiling Fan(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-In Closet(s) Laundry Features Laundry Room Levels One Sewer Public Sewer Water Source Public

Property Features

Additional Parcels YN No Association Approval Required Yn No Association Fee 904 Association Fee Frequency Annually Association Fee Monthly Amount 75.33 Association Fee Requirement Required Association Yn Yes Cdd Yn No Community Features Pool Down Payment Resource Yes Flood Zone Code X 500 Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalFHAUSDA LoanVA Loan Minimum Lease 7 Months New Construction Yn Yes Occupant Type Vacant Ownership Fee Simple Pets Allowed Yes Property Condition Completed Property Sub Type Single Family Residence Senior Community Yn No Special Listing Conditions None Tax Annual Amount 831.29 Total Annual Fees 904 Total Monthly Fees 75.33 Utilities Cable AvailableElectricity ConnectedWater Connected Yrs Of Owner Prior To Leasing Re No Zoning X 500


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of ADAMS HOMES REALTY, INC: 850-469-0977.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-10-12T12:44:13.743.
 
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