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412 20TH Avenue

Indian Rocks Beach, FL 33785
  • $998,000
  • STATUS: Active
  • ON SITE: 88 Days
  • MLS #: TB8483647
Price Reduced
UPDATED: 62 min ago
$998,000
  • 2
    BEDS
  • 0.15
    ACRES
  • 1
    BATHS
  • 0
    1/2 BATHS
  • 1,092
    SQFT
  • $914
    $/SQFT
Type:
Single-Family Home
Built:
1952
County:

School Information

Elementary School:
Middle School:
High School:

Description

Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach!

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-06T18:44:58.95.
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412 20TH Avenue Indian Rocks Beach, FL 33785

  • Price: $998,000
  • Status: Active
  • On Site: 88 Days
  • Updated: 62 min ago
  • MLS #: TB8483647
2
Beds
1
Baths
0
½ Baths
0.15
Acres
1,092
SQFT
$914
$/SQFT
1952
Built
Neighborhood:
Indian Beach Re-Revised 7Th Add
County:
Pinellas
Area:
Indian Rocks Bch/Belleair Bch/Indian Shores
Elementary School:
Anona Elementary-PN
Middle School:
Seminole Middle-PN
High School:
Largo High-Pn
Property Description
Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach!
Exterior Features

Carport Spaces 1 Carport Yn Yes Construction Materials BlockStucco Covered Spaces 1 Direction Faces South Exterior Features Other Foundation Details Slab Open Parking YN Yes Parking Features Driveway Pool Private Yn No Road Surface Type Paved Roof Shingle View Water Water Access Intracoastal Waterway Water Access Yn Yes Water Body Name INTRACOASTAL Water Extras Assigned Boat SlipFishing PierSailboat WaterSeawall - Concrete Water Extras Yn Yes Water View Intracoastal Waterway Water View Yn Yes Waterfront Features Intracoastal Waterway Waterfront Yn Yes

Interior Features

Appliances DishwasherRangeRefrigerator Building Area Total 1618 Cooling Central Air Cooling YN Yes Fireplace Features Living Room Fireplace Yn Yes Flooring TerrazzoTile Furnished Unfurnished Heating Central Heating YN Yes Interior Features Ceiling Fan(s) Laundry Features Electric Dryer HookupOutsideWasher Hookup Levels One Rooms Primary Bedroom (Built-in Closet) Living Room Kitchen Bedroom 2 (Built-in Closet) Florida Room Bonus Room (No Closet) Sewer Public Sewer Water Source Public

Property Features

Additional Parcels YN No Association Approval Required Yn No Association Yn No Cdd Yn No Down Payment Resource No Flood Zone Code AE Garage Yn No Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventional Minimum Lease No Minimum New Construction Yn No Occupant Type Owner Ownership Fee Simple Property Sub Type Single Family Residence Realtor Info Owner MotivatedShort Term Rental AllowedSign Senior Community Yn No Special Listing Conditions None Tax Annual Amount 2893 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable AvailablePublic Yrs Of Owner Prior To Leasing Re No


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of MAVREALTY: 727-314-3942.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-06T18:44:58.95.
 
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