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323 Terra Ceia Drive

Palmetto, FL 34221
  • $375,000
  • STATUS: Active
  • ON SITE: 49 Days
  • MLS #: A4684681
$375,000
  • 2
    BEDS
  • 0.08
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,012
    SQFT
  • $371
    $/SQFT
Neighborhood:
Type:
Manufactured Home
Built:
1980
County:

School Information

Elementary School:
Middle School:
High School:

Description

WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-04-21T23:45:21.7.
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323 Terra Ceia Drive Palmetto, FL 34221

  • Price: $375,000
  • Status: Active
  • On Site: 49 Days
  • MLS #: A4684681
2
Beds
2
Baths
0
½ Baths
0.08
Acres
1,012
SQFT
$371
$/SQFT
1980
Built
Neighborhood:
Tropic Isles Co-Op
County:
Manatee
Area:
Palmetto/Rubonia
Elementary School:
Palmetto Elementary-Mn
Middle School:
Lincoln Middle
High School:
Palmetto High
Property Description
WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Exterior Features

Carport Spaces 2 Carport Yn Yes Construction Materials Wood Frame Covered Spaces 2 Direction Faces Northwest Exterior Features Other Foundation Details Other Mobile Body Type Double Wide Pool Private Yn No Road Surface Type Concrete Roof Shingle Water Access Bay/HarborCanal - Freshwater Water Access Yn Yes Water Extras Boat PortLift Water Extras Yn Yes Water View Bay/Harbor - FullCanal Water View Yn Yes Waterfront Features Bay/Harbor FrontWaterfrontBay/HarborCanal Front Waterfront Feet Total 40 Waterfront Yn Yes

Interior Features

Appliances DishwasherDryerMicrowaveRangeRefrigeratorWasher Building Area Total 1540 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Carpet Furnished Furnished Heating Central Heating YN Yes Interior Features OtherWalk-In Closet(s) Laundry Features Laundry Room Levels One Rooms Primary Bedroom (Walk-In Closet(s)) Bedroom 2 (Walk-In Closet(s)) Kitchen Dining Room Living Room Sewer Public Sewer Water Source Public

Property Features

Additional Lease Restrictions COMPLETE NEW RESIDENT/BACKGROUND APPLICATION. $100 NON REFUNDABLE FEE APPLIES. BOARD OF DIRECTORS APPROVAL REQUIRED. SEE RULES AND REGULATIONS. 55+ COMMUNITY Approval Process COMPLETE NEW RESIDENT/BACKGROUND APPLICATION. $100 NON REFUNDABLE FEE APPLIES. BOARD OF DIRECTORS APPROVAL REQUIRED. SEE RULES AND REGULATIONS. 55+ COMMUNITY Association Amenities ClubhouseMaintenance Association Approval Required Yn Yes Association Fee 338 Association Fee Frequency Monthly Association Fee Includes Community PoolManagerPool MaintenanceRecreational FacilitiesSewerTrashWater Association Fee Monthly Amount 338 Association Fee Requirement Required Association Yn Yes Cdd Yn No Community Features Bay/Harbor FrontCommunity Boat RampMarinaWater AccessWaterfrontAssociation Recreation - OwnedBuyer Approval RequiredClubhouseCommunity MailboxFitness CenterGolf Carts OKPool Down Payment Resource Yes Flood Zone Code AE Garage Yn No Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalFHAVA Loan Minimum Lease 1 Month New Construction Yn No Ownership Fee Simple Pets Allowed Yes Property Sub Type Manufactured Home Senior Community Yn Yes Special Listing Conditions None Sw Subdiv Community Name Tropic Isles Tax Annual Amount 3605 Total Annual Fees 4056 Total Monthly Fees 338 Utilities Public Yrs Of Owner Prior To Leasing Re No Zoning MHP1


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of EXP REALTY, LLC: 941-462-3321.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-04-21T23:45:21.7.
 
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